Our Tontines are peer-to-peer longevity risk pools and as such the total performance is dependant on a members survival relative to other similar aged members in the tontine.

The assets of the Tontines are invested in balanced portfolios comprised of the leading global issuers of exchange traded funds ("ETFs") which effectively diversifies the underlying investment risks across many thousands of the leading companies and bond issuers across the planet.

The ETFs are held by independent custodians with all movements in and out of these custodian accounts being recorded on public blockchains for the ultimate transparency and auditability.

Unlike many government and corporate pension plans, Tontines are always fully funded and in this respect are already in talks with a first Credit Rating Agency registered with the European Securities and Markets Authority to issue a rating on our Tontines.